“More than 4.5 million people have gone through Dave Ramsey’s Financial Peace University and learned God’s ways of handling money. They’ve been taught how to create a budget they can actually follow, and

they’ve rewritten their stories—changing their futures forever. It’s all because sponsors like UCH have made this course available and promoted the life-change that comes when people learn to take control of their money. This email address is being protected from spambots. You need JavaScript enabled to view it. to send us an email to let us know you are interested in taking this course.”

Did you know that living debt-free is a Biblical principle? Proverbs 22:7 reminds us that the borrower is slave to the lender. Clearly, God is telling us He wants us to live debt free. We recently learned much more about this principle through Dave Ramsey’s Financial Peace coursework offered through UCH. You have probably read about Dave’s Debt Snowball, his popular method for getting out of debt and staying out of debt. Being debt free is the first step to financial freedom, and being debt free affords people the freedom to live their lives the way they want to live. Thirty attendees at UCH completed this 9-week, money management course, which walked through the basics of budgeting, paying off debt, and planning for the future.

The class materials were taught through a combination of video teaching and interactive small group discussions. The course included lessons on saving, communicating about money between spouses, communicating about money between parents and children, budgeting and cash flow planning, getting out of debt, smarter buying decisions, the role of insurance, retirement and college planning, real estate and mortgages, and generous giving.

We saw first-hand people recognizing just how poorly they managed money, we heard their excuses for using credit cards even though they could not make payments, and we prayed together with those who opened up and shared how they lacked the mental discipline to manage money God’s way. Throughout the coursework we saw people stop making excuses and start taking charge of their financial situations. Many people cut up their credit cards in front of us to demonstrate their commitment to stop living on debt, and to paying off that debt without adding any more to it so they could experience the blessing of having no more consumer debt.

Kristen Hill stated, “We have experienced 1st hand God’s grace and blessings since we’ve started our debt-free journey and we are so excited to see what God has planned for our future. If you are struggling financially, this class is a must!” Bill Daly stated, “My four teenage children and I attended the class as a family. My kids gained not only a biblically based understanding of how to manage money, but also invaluable insight into the potential worldly pitfalls, based on firsthand accounts from the adults in our group. All four of them were grateful to have gone through this class now, BEFORE they entered into their adult life...BEFORE they had the responsibility of managing their future finances. They now know how to get started, and the meaning and value of "living like no one else so you can live like no one else".

What a privilege it was to see God answer prayer in the lives of these attendees during the 9-weeks of classes, and in giving them determination to not be slaves any longer to lenders. This coursework was so beneficial that we would like to offer it again in the fall of 2017 or winter of 2018.